Azizah, Nur, and Nur Jannah. “Analisis Dampak Merger Tiga Bank Syariah BUMN Terhadap Nasabah”. MASILE 2, no. 2 (November 5, 2021). Accessed November 10, 2025. https://jurnal.ipeba.ac.id/index.php/masile/article/view/34.